Apply for an insurance professional licence

In the Yukon, an insurance salesperson:

• is employed and supervised by a licensed insurance agent or broker;
• is paid salary and does not receive commissions;
• can solicit insurance, negotiate insurance or renewals, and collect and receive premiums for their employer; and
• is designed to be an entry-level position for people who have not completed their education requirements as an agent.

Eligibility

You must meet all the following requirements.

• You have a sponsoring insurance agent who’s currently licensed in the Yukon. This agent is not licensed to sell life or accident and sickness insurance.
• Another jurisdiction has not suspended, revoked or refused to issue you an insurance agent or broker license.

Complaints or actions against you

If you've had any complaints or disciplinary or criminal action against you:

• we'll assess your eligibility on a case-by-case basis; and
• we may not approve your registration or licensing.

Documents we require

You'll need to provide the following documents with your application. You must provide these in an electronic format such as JPG, PDF or PNG.

All applicants

• Your current government-issued photo ID (not a health care card)
• Your criminal record check
• Notice of appointment of insurance salesperson form

Applicants registered to practise in another jurisdiction

You must include proof of good standing from your home jurisdiction. We accept:

• a recent screenshot from your home regulator’s online register;
• a copy of your insurance agent or broker licence from your home jurisdiction;
• a certificate of authority from your home regulator; or
• any combination of the above.

You must ensure this document shows all the following:

• your name;
• your licence number;
• the classes of insurance you're licensed to sell; and
• your current licence status or licence expiry date.

The portal has more details on these documents.

Fees and payment information

Fees for non-residents

This annual fee applies if your home jurisdiction is outside the Yukon. The annual licence fee is $50.

Fees for residents

This annual fee applies if the Yukon is your home jurisdiction. The annual licence fee is $25.

Payment

If we approve your application, we'll email you an invoice for your annual licensing fee. Once you receive this invoice, you can pay through the portal.

In the Yukon, a special broker:

• Can offer all classes of insurance except life, and accident and sickness.
• Is not permitted to sell insurance with a licensed insurer unless they also hold an insurance agent licence.
• Is not required to hold a general agent licence unless they sell general insurance.
• Will work with insurers that are not licensed in the Yukon when:
  • sufficient insurance cannot be obtained at reasonable rates; or
  • the form of contract required by the insured are from Yukon-licensed insurers.

Eligibility

You must meet 1 of the following sets of requirements.

Option 1

• You hold a current general insurance agent, broker or equivalent licence in another Canadian or American jurisdiction (your home jurisdiction).
• You're in good standing in your home jurisdiction.

Option 2

• You have the required education for each licence type you’re applying for.
• General licence applicants must pass parts 1 and 2 of the Insurance Institute of Canada’s general insurance essentials course (C81 and C82).
• You're employed by an agency or brokerage that's licensed with Professional Licensing and Regulatory Affairs.

Documents we require

You'll need to provide the following documents with your application. You must provide these in an electronic format such as JPG, PDF or PNG.

All applicants

• Your current government-issued photo ID (not a health care card)
• Your criminal record check
• Proof of surety:
  • Must be for at least $5,000
  • Yukon-licensed insurance company issued surety bond

The bond must be made out to the superintendent of insurance with the Yukon government. We accept photocopies of the bond as proof.

Applicants registered to practise in another jurisdiction must also include

You must include proof of good standing from your home jurisdiction. We accept:

• a recent screenshot from your home regulator’s online register;
• a copy of your insurance agent or broker licence from your home jurisdiction;
• a certificate of authority from your home regulator; or
• any combination of the above.

You must ensure this document shows all the following:

• your name;
• your licence number;
• the classes of insurance you're licensed to sell; and
• your current licence status or licence expiry date.

The portal has more details on these documentation requirements.

Fees and payment information

Fees for non-residents

This annual fee applies if your home jurisdiction is outside the Yukon. The annual licence fee is $400.

Fees for residents

This annual fees applies if the Yukon is your home jurisdiction. The annual licence fee is $200.

Payment

If we approve your application, we'll email you an invoice for your annual licensing fee. Once you receive this invoice, you can pay through the portal.

In the Yukon, an insurance adjuster:

• investigates insurance claims;
• makes recommendations on insurance policy payments; and
• negotiates payments and settlements.

People who do not need an insurance adjuster licence include a:

• lawyer acting in the usual course of their profession;
• trustee or agent of the insured property;
• salaried employee of a licensed insurer while acting on behalf of that insurer in the adjustment of losses;
• person employed as an appraiser, engineer, or other expert solely for the purpose of giving expert advice or evidence; and
• person who only acts as an adjuster of marine losses.

Eligibility

You must meet 1 of the following sets of requirements.

Option 1

• You hold a current insurance adjuster licence in another Canadian or American jurisdiction (your home jurisdiction).
• You're in good standing in your home jurisdiction.
• You're not licensed in the Yukon as an insurance agent.

Option 2

• You've passed parts 1 and 2 of the Insurance Institute of Canada’s general essentials courses: C81 and C82.
• You are not licensed in the Yukon as an insurance agent.

Complaints or actions against you

If you've had any complaints or disciplinary or criminal action against you:

• we'll assess your eligibility on a case-by-case basis; and
• we may not approve your registration or licensing.

Documents we require

You'll need to provide the following documents with your application. You must provide these in an electronic format such as JPG, PDF or PNG.

All applicants

• Your current government-issued photo ID (not a health care card)
• Your criminal record check

Applicants registered to practise in another jurisdiction

You must also include proof of good standing from your home jurisdiction. We accept:

• a recent screenshot from your home regulator’s online register;
• a copy of your insurance agent or broker licence from your home jurisdiction;
• a certificate of authority from your home regulator; or
• any combination of the above.

You must ensure this document shows all the following:

• your name;
• your licence number;
• the classes of insurance you're licensed to sell; and
• your current licence status or licence expiry date.

Applicants not registered to practise in another jurisdiction

You must also include a copy of your Insurance Institute of Canada transcript. It will show you passed parts 1 and 2 of the general essentials courses: C81 and C82.

The portal has more details on these documents.

Fees and payment information

Fees for non-residents

This annual fee applies if your home jurisdiction is outside the Yukon. The annual licence fee is $150.

Fees for residents

This annual fee applies if the Yukon is your home jurisdiction. The annual licence fee is $75.

Payment

If we approve your application, we'll email you an invoice for your annual licensing fee. Once you receive this invoice, you can pay through the portal.

If you're a travel agent in the Yukon, as part of your job you can only sell insurance for travel:

• accident; and
• sickness.

You need a restricted travel agent licence to sell this insurance.

Eligibility

An insurer that holds a Yukon licence gave you permission to sell their insurance.

Documents we require

You'll need to provide the following documents with your application. You must provide these in an electronic format such as JPG, PDF or PNG.

All applicants

• Your current government-issued photo ID (not a health care card)
• Your criminal record check

Applicants registered to practise in another jurisdiction must also include

You must provide proof of good standing from your home jurisdiction. We accept:

• a recent screenshot from your home regulator’s online register;
• a copy of your insurance agent or broker licence from your home jurisdiction;
• a certificate of authority from your home regulator; or
• any combination of the above.

You must ensure this document shows all the following:

• your name;
• your licence number;
• the classes of insurance you're licensed to sell; and
• your current licence status or licence expiry date.

The portal has more details on these documentation requirements.

Fees and payment information

Fees for non-residents

This annual fee applies if your home jurisdiction is outside the Yukon. The annual licence fee is $5.

Fees for residents

This annual fee applies if the Yukon is your home jurisdiction. The annual licence fee is $5.

Payment

If we approve your application, we'll email you an invoice for your annual licensing fee. Once you receive this invoice, you can pay through the portal.

Eligibility

To sell life (including accident and sickness) insurance products in the Yukon, you must pass the Life Licence Qualification Program (LLQP).

The LLQP is a harmonized education program which is the standard to obtain a life insurance licence in Canada.

Applicants who are licensed in another Canadian jurisdiction will not need to demonstrate this requirement.

The LLQP process consists of 2 steps:

1. Completion of a LLQP certification program.
2. Passing the LLQP exam modules.

Completion of the LLQP certification program

You have to take the LLQP certification course before you take the LLQP exam. You'll take the courses through an approved provider who sets their fees and course dates. Each provider teaches the same curriculum but may offer different learning methods. For example, in person or online, or a combination of the both.

Once you've completed your coursework and certified you can apply to write the LLQP exam. Your certification is only valid for 1 year. If you do not pass all exam modules of the LLQP after 1 year you'll need to recertify by completing this coursework again.

These are the approved course providers:

• Advocis/Foran;
• Business Career College;
• College of Financial Professionals;
• IFSE Institute;
• London Life;
• Moody’s Analytics/CSI;
• Oliver Publishing;
• Primerica;
• Seneca College; and
• Sun Life.

LLQP exam modules

The LLQP exam is comprised of 4 modules that cover the curriculum outlined in the certification course. You'll have 75 minutes to complete each exam module. The Life Insurance, Segregated Funds and Annuities and Accident and Sickness Insurance modules have 35 questions each. The Ethics and Professional Practice module has 25 questions. You'll need a minimum grade of 60 percent to pass each exam module.

How to take the LLPQ exam in the Yukon

We've partnered with Durham College in Ontario. They'll administer online and in person exams. You do not have to complete all modules in 1 sitting. 

Contact them to arrange your exams.

If you do not pass your exams

You can rewrite any exams you do not pass, however:

• after 3 unsuccessful attempts there is a 3-month waiting period;
• after 4 unsuccessful attempts, there is another 3-month waiting period (so 6 months total); and
• after 5 or more unsuccessful attempts, there is a 6-month waiting period.

Waiting periods apply only to individual exam modules, not the entire exam.

How long is the licence good for?

You must complete the LLQP and hold a licence within 1 year of the 1st exam module you passed.

Passing the LLQP does not mean you can start selling insurance. You must apply and hold a licence first.

To be eligible to sell general insurance you must complete the Insurance Institute of Canada’s general insurance essentials courses (C81 and C82).

You'll find more information on this course on the institute's website. You do not have to prove that you took the course if your licence is from another Canadian jurisdiction.

We may accept equivalent coursework but we'll review this on a case-by-case basis. If you would like us to review your education review, email insurance.plra@yukon.ca.

Go to the online portal

1. Create a profile. With your profile you'll be able to:
   • log in to the portal at any time;
   • upload documents;
   • view your registration information; and
   • apply for a licence.
      
2. Follow the steps after selecting "Apply for a licence" under the "Licensing" tab.
3. Refer to information on this page if needed.

Tips

• You do not have to submit an application to create a profile on the portal.
• Prepare your documents ahead of time. Save them first as digital files so that they're ready to upload when you apply.
• You can take a picture of a document with your mobile device to submit it as a digital document.